Reasons to order an appraisalTo a lot of people, an appraisal just looks like a line item in the long list of items for a home sale or refinance. Almost all lenders still call in a local expert because the stakes are incredibly high, even though there are a growing number of automated home valuation methods that might appear to be cheaper than an appraisal. You might think that getting a mortgage is the only reason to get an appraisal, but there are other cases when the services of a certified, independent real estate professional could be beneficial.
Let Southeastern Appraisal Group help you appeal your tax assessment in Irwin CountyIf you live in an area where property values have declined, it's possible you're paying too much in property taxes. An appraisal from Southeastern Appraisal Group is your best evidence when building your case. At Southeastern Appraisal Group,we can assist you in appealing your tax assessment.
Let Southeastern Appraisal Group assist you in lowering your mortgage paymentPrivate Mortgage Insurance, or PMI, is a supplemental insurance plan that many lenders ask homeowners to buy when the amount being loaned to the homebuyer is more than 80% of the actual value of the home. Since the additional payment is usually folded into the monthly mortgage payment, it is often forgotten. This is damaging because PMI becomes unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - dips below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress requiring lenders to remove the PMI installments on most mortgages when the balance is paid down to 78% of the original value.
Southeastern Appraisal Group will produce a statement regarding the value of your home, and the cost of the home valuation can generally be offset in little time because you'll no longer be paying the PMI.
An appraisal from Southeastern Appraisal Group will help you settle a divorce with less stressA divorce is a very traumatic ordeal for the parties involved, and it is often more complicated by the challenging decision of who maintains the house. Regardless of the situation, it's wise to order an appraisal from Southeastern Appraisal Group so both parties are completely aware of the true market value of their property.
If the parties want to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.
Settling an estate with peace of mindLosing a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the highest degree of discretion.
Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to take care of these affairs. A home or other property often makes up an unequal share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received a fair deal.
Southeastern Appraisal Group can assist you in relocating to or from Irwin CountyWe understand the headaches involved with an employee relocation. That's why we take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive attributes of their property, as well as information regarding any new sales or listings in their area that they want considered during our thorough process.
Selling your home quickly at the right priceWhether you decide to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better educated decision when determining your selling price. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't contingent upon the value we come up with, but rather they depend on our efforts to finish the appraisal.
On a daily basis, we determine the difference in value things like an additional bathroom or a kitchen remodel can make. Seeking a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes stay on the market.